Scrolling through old texts and spotting unwanted Cash App referral messages can be annoying—but for Washington residents, those spam texts could turn into a $147 payout. The Cash App $147 settlement 2025 is part of a $12.5 million class action resolving privacy violation claims under state law. Filed as Bottoms v. Block, Inc., it addresses unapproved promotional texts sent via Cash App’s “Invite Friends” feature from November 2019 to August 2025. While the claim deadline has passed, eligible filers are now awaiting payouts, potentially as early as late 2025 or early 2026.
What Is the Cash App $147 Settlement?
This settlement resolves allegations that Cash App violated Washington’s Commercial Electronic Mail Act by sending unsolicited referral texts without consent. Block, Inc., denies wrongdoing but agreed to the $12.5 million deal, which covers:
- Individual payouts: $88–$147 per eligible filer (prorated)
- Administrative costs and legal fees
- Encouraging better opt-in practices for promotional messages
This is not a data breach settlement—it solely addresses spam referral texts.
Who Qualifies for the $147 Payout?
Eligibility is specific to Washington residents who received non-consensual Cash App referral messages during the class period. Key requirements:
- Residency: Must have lived in Washington when the text was received
- Text date range: Nov 14, 2019 – Aug 7, 2025
- Consent: No prior consent for promotional texts
- Claim filing: Submitted by Oct 27, 2025 (deadline now closed)
Exclusions: Cash App employees, their families, and those who opted out.
Quick Eligibility Table
| Factor | Requirement |
|---|---|
| Residency | Washington State only |
| Text Consent | None given |
| Claim Filing | By Oct 27, 2025 |
| Payout | $88–$147, prorated |
Automatic inclusion applies if you meet these criteria. Multiple messages do not increase your payout; each filer receives a proportional share.
When Will Payouts Arrive?
After court approval on Dec 2, 2025, payouts are expected to start:
- Direct Deposit: 4–6 weeks after approval if bank info is provided
- Paper Checks: Mailed within 8 weeks; allow extra 2–4 weeks for delivery
- Status Checks: Use your claim ID at BottomsTextSettlement.com
Most payments should reach recipients by late 2025 or early 2026. Delays may occur if appeals arise.
How to Check or Update Your Claim
Even after the claim deadline, you can monitor or update your submission:
- Verify status: Log in with phone number or claim ID
- Update payment info: Enter bank details if opting for direct deposit
- Contact administrators: Email info@BottomsTextSettlement.com
- Avoid scams: Official communication comes by mail only; no calls requesting personal info
Why This Settlement Matters
The $147 payout may seem modest, but it represents recognition of users’ privacy rights. It encourages fintech companies like Block to implement stronger consent rules, ensuring promotional messages are sent only to willing recipients. This settlement also sets a precedent for protecting consumers nationwide.
FAQs – Cash App $147 Settlement 2025
Q1: Did I miss the claim deadline?
Yes, the final date was October 27, 2025; late claims are not accepted.
Q2: Which texts qualify?
Referral messages received between Nov 14, 2019, and Aug 7, 2025, without consent.
Q3: How much will I receive?
$88–$147, prorated based on the number of valid claims.
Q4: Do I need proof of receiving texts?
No, self-certification is sufficient; Cash App records verify eligibility.
Q5: Is this related to a data breach?
No, this settlement only covers unsolicited spam referral texts.
Conclusion
The Cash App $147 settlement 2025 turns spam frustration into tangible compensation for eligible Washington residents. Those who filed by October 27 can monitor BottomsTextSettlement.com for updates, with direct deposits possibly arriving by year-end. Beyond the money, it’s a win for consumer privacy, pressuring Big Tech to respect user consent. Even if you missed this round, staying alert for future settlements could pay off in the months ahead.